Private Funding Options

For private buyers, Volvo Car Financial Services has created a range of plans so that you can choose the right one for you.
Click on each option to find out more.

Volvo Car Purchase Plan


This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal installments at a fixed rate.


Volvo Car Advantage


If you like to change your car often, then this plan has the Advantage. By deferring part of the cost to the end it means you can reduce the length of your agreement, and at the end you have the flexibility to keep, exchange or return your vehicle.


Volvo Car Personal Contract Hire


Volvo Car Personal Contract Hire enables you to fix the cost of your motoring over a flexible period from 2 to 4 years. The monthly payments cover the hire of the vehicle and the road fund licence for the period and there is the option to add a service and maintenance package. At the end of the agreement, you simply hand the car back.


Volvo Car Purchase Plan and Volvo Car Advantage are offered by Volvo Car Credit, RH1 1SR. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantees / Indemnities may be required.

Contract Hire is provided by Lex Autolease Limited trading as Volvo Car Leasing, Heathside Park, Heathside Park Road, Stockport SK3 0RB. Lex Autolease Limited is authorised and regulated by the Financial Conduct Authority for credit-related regulated activities. Subject to status, applicants must be 18 or over.

Excess mileage and other charges may apply dependent on the mileage and return condition of the vehicle at the end of the contract.

Current Customers

If you need your balance status or want to check some dates, please follow the process below.

Volvo Car Credit
If you have purchased your car since 1st January 2010, please call Volvo Car Credit on 0844 335 3815.

Santander Consumer UK (plc) trading as Volvo Car Credit. Registered Office: 86 Station Road, Redhill, Surrey, RH1 1SR. Registered in England number 2248870.

As an organisation we are authorised and regulated by the Financial Conduct Authority in respect of agreements regulated by the Consumer Credit Act 1974 and for general insurance mediation activity. Our Authorised Firm Reference Number is 444327.

You can check this on the Financial Conduct Authority’s Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768

Volvo Car Finance
If you purchased your car before 31st December 2009 please call 0845 712 5490.